Check items off as you gather them. This page is print-friendly — use your browser's print dialog to save a copy.
1. Basic Loan Terms
The starting information we review — you can provide just these to begin.
- Unpaid principal balance (how much is still owed)
- Current monthly payment amount
- Interest rate (fixed or adjustable)
- Original loan amount and date the note began
- Remaining term (months or years left)
- Property address securing the note
2. Note History
Helps show the payment track record a buyer will want to see.
- Number of payments made so far (seasoning)
- Current payment status — performing or behind
- Any late, missed, or modified payments
- Whether a balloon payment is scheduled and when
3. Core Documents
Gather these for full due diligence once an evaluation moves forward. You don't need them to begin — after your initial evaluation, our team will provide instructions for submitting any documents needed. There's no public login or signup; document access is by invitation only.
- Original Promissory Note (the IOU)
- Recorded Mortgage or Deed of Trust
- Payment history / servicing ledger
- Proof of hazard insurance and (if applicable) flood insurance
- Title commitment or recent title report showing lien position
4. Property & Collateral
Buyers assess the protective equity behind the note.
- Estimated current property value
- Whether the property is owner-occupied, a rental, or vacant land
- Any other liens ahead of or behind this note
- Property type — residential, commercial, or land
5. Your Goals
So we can present options that fit what you actually want.
- Do you want a full sale or only a partial sale of payments?
- How much cash you'd like to access now
- Your preferred timing
- Any questions about the process you'd like answered first
Ready to Explore Your Options?
Start with just the basic loan terms. Initial review in 24–72 business hours, free and no obligation.
This checklist is general guidance only and is not legal, tax, or financial advice. A formal evaluation depends on your specific note documents and applicable requirements.